The most radical ever reforms to private sector pensions were introduced into the UK by the Government in 2015 using primary legislation (the Taxation Of Pensions Act 2014), which means the key changes made to pensions are likely to be around for some time especially as the legislation received cross-party support.
In accordance with our engagement terms, Thomas Westcott’s Standard Terms of Business have been amended as below. Version 3 of the revised Standard Terms of Business are effective from 1 December 2016. Any work instructed after notification of the changes will be treated as carried out under the revised standard Terms of Business. For the full version of the revised standard Terms of Business click here.
As part of our on-going expansion plans we’re delighted to announce that Andrew Brown, one of the region’s most experienced and well known financial planners, has joined Thomas Westcott as a Partner and as a Director of Thomas Westcott Chartered Financial Planners.
Business decision making is all about risk. Without risk there is little profit to be earned. In general the higher the risk the greater the profit potential. How should a farmer manage the risks associated with their enterprise?
There are three risk areas – production, marketing and financial that are considered here. There are ways of managing all of these.
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